You Can Get Life Insurance Without a Medical Exam!

Getting life insurance is an important step in life. It's a way to make sure your family is provided for, just "in case". No one wants to think about those "if's" in life, but having life insurance can give you a wonderful sense of peace and security.

If you're someone who worries that you might not be able to get life insurance, or aren't a fan of going to the doctors, I have a solution for you. You can always get life insurance without a medical exam. That's right, no doctor visit, no physical, nothing!

Please know though, that you should weigh your options between a life insurance plan that doesn't require a medical exam, to one that does. You will also find that there are many different types of insurances for each option. Some other factors to consider are; your budget, health, desired return and length of the insurance (such as term or whole life).

According to Forbes Advisor survey... at least three in four American adults have some form of life insurance, but that women (22%) are twice as likely as men (11%) to lack life insurance. Come on ladies, let's step up our game! We can do this!

If your not sure how much life insurance to get, it's estimated that you should get between 10-12 times your annual income. If you check out the previous link, you will also find helpful information that includes; calculators, the best time to get health insurance and the difference between whole and term insurance policies. Plus, much more.

By getting life insurance, you are ensuring that your family has a bright future and that they will be taken care of. Life can throw us curveballs and being prepared is your best line of defense.   

Yes, there's a lot to consider when deciding on a life insurance policy, but please don't get disheartened. It's worth the effort and knowing that you don't need to get a medical exam to get a life insurance policy can give someone a whole new outlook, especially for those who thought they would never be able to get a policy.